With National Mutual and West Virginia Fire and Casualty, Celina Insurance Group offers value-added options and creativity to our products along with competitive pricing. These are complimented with broad payment options to allow you to customize an account to meet the needs of a broad range of consumers.

Value is added to our agents through our state of the art web-based rating and download capabilities. This will soon include the availability to upload standard auto policies with all point of sale tools at your fingertips. Next day issuance will be common.

Outstanding service with a personal touch will separate us from other carriers providing you with yet another reason to do business with Celina Insurance Group.

Payment options include:*

  • Agency bill - full pay, 2-pay and 4-pay options.

  • Direct bill - monthly withdrawal from an insured's checking account, full pay, two-pay, four-pay and for 12-month term policies, 9-pay and 11-pay are available.

Automobile highlights include:*

  • Four rating tiers for which an insured can qualify.

  • Insurance scoring is a separate rating component and not tied to traditional underwriting guidelines.

  • Claim-free renewal discounts.

  • Auto/home discounts.

  • Multi-car discount for youthfuls who are titleholders of their own vehicles but still reside with their parents (who are also insured with National Mutual or West Virginia Fire & Casualty).

  • Optional enhancement endorsement including increased towing and rental coverage and coverage for loss of personal effects.

  • Many other optional coverages are available.

Homeowners highlights include:*

  • Three rating tiers for which an insured can qualify.

  • Insurance scoring is a separate rating component.

  • Claim-free renewal discounts.

  • Home/auto discounts.

  • Age of dwelling credits.

  • Optional coverage for water craft.

  • Optional coverage for home businesses.

  • Automatic coverage for: debris removal of trees, shrubs and plants even if there is no damage to covered property; Coverage B added to Coverage A if no other structures; increased limits for credit card, fund transfer, forgery and counterfeit money coverage; coverage for contents of a deep freeze ruined by power outage or mechanical failure of unit; and broadened water craft liability.

  • Optional enhancement endorsement including replacement cost contents, water backup of sewers or drains, lock coverage, fire extinguisher coverage, fire department service charges and increased limits for personal property away from premises.

  • Many other optional coverages are available.

In addition to writing monoline home and auto policies, we offer coverage for dwelling fire, inland marine, water craft, motorcycles and seasonal properties subject to underwriting criteria.

Packaged policies providing one policy and one bill for all an insured's personal lines needs is available along with even broader coverage options.

* Subject to underwriting rules and acceptability.