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                       The Celina Insurance Group appointment process is simple 
                        and personal. All agent applications are reviewed and 
                        approved by President and CEO Bill Montgomery.  
                      To all newly appointed agents, we offer a formal orientation 
                        training and development program that includes home office 
                        underwriter visits to the agency and Web-based technology 
                        training. Our agents-only site is recognized by IBM's 
                        Lotus Software Division as "a key component to making 
                        service a differentiator" whereby "Celina is 
                        differentiating itself through provision of superior customer 
                        service to its 500 independent agencies and their clients, 
                        thereby making it the carrier of choice for its agents." 
                      Since 1914, Celina has sold insurance policies only through 
                        the independent agent. We are commited to a single distribution 
                        strategy and to our individual agents, not the agent system. 
                      Celina Insurance Group is interested in expanding its 
                        presence in its operating states and is pursuing established 
                        agencies and talented individuals to represent the company. 
                        To become part of the Celina Insurance Group family or 
                        to find out more about a partnership with us, contact 
                        the territory marketing manager in your area. 
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